Investment Planning
Reliable wealth management advice and the right investment strategy are crucial to securing your financial wellbeing. If you are looking to invest for income or growth, I can provide quality advice, comprehensive solutions and ongoing service.
True Potential Investments’ carefully constructed range of risk-rated funds, including the exclusive True Potential Wealth Strategy Funds, enable you to spread your investments across a wide range of asset types and fund manager styles to create a personal, diversified portfolio solution.
As a client, you will also have 24/7 access to your investments on your personal client site and the ability to top up on-the-go with True Potential’s world-first impulseSave® technology.
Retirement Planning
Regardless of where you are in life, it is important to receive expert and professional advice on your retirement plans and requirements.
Whether you need to set up a retirement plan or review your existing strategy, I can offer no-fee tax wrappers and access to world-class investment funds. Plus, I can ensure that you are taking full advantage of new pension freedoms.
In addition, our unique True Potential One® life planning tool helps you manage both the accumulation and drawdown phases of your retirement.
Protection
Protecting you and your family from unforeseen circumstances is essential now, and in the years to come. I can provide protection cover in the various forms of life, critical illness and disability solutions as well as guidance on Inheritance Tax.
Mortgages & Borrowing
A mortgage is one of the biggest financial commitments you are likely to make in your lifetime. So, if you are a first time buyer or have a property portfolio, having the right mortgage can save you thousands of pounds. With the vast array of products and lenders, I can provide the specialist advice you need.
I offer clients the option to pay for mortgage advice by fee rather than commission.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Long-Term Care
As we are all living longer, planning for your later life to ensure you are comfortable is vital. Long-term care provision can include looking after both your medical and non-medical needs, whether that’s at home, within a nursing home or an assisted living facility.
I can provide the specialist advice you need, explain your options and help develop your personal plan.
Equity Release
Equity release is a means of releasing a tax-free lump sum from the equity locked in your home.
There are typically no monthly repayments to make. The money can be used in many ways, including assisting with the costs of living, helping grandchildren onto the property ladder, making home improvements or even travelling and seeing the world.
I can provide the specialist advice you need and explain your options.
Lifetime mortgages are complex products. To understand the features and risks, please ask for a personalised illustration.